Non Conforming Loans

There are certain circumstances of an individual’s financial situation that can make it harder for them to obtain a traditional mortgage from a traditional lender.

With every clients situation being different , there are lenders with mortgage loan products to suit individual financial circumstances.

A non-conforming loan is a mortgage loan provided by lenders to individuals who do not fit the lending criteria of traditional mortgage lenders such as individuals who fit into the following categories:

Low or No Financials Loans

Due to the fact that every situation is unique it’s important you let AFS help assess your situation on and individual basis and in turn provide you with the available options.

Another reason why an individual may not fit the lending criteria of traditional mortgage lenders is they do not have sufficient documentation to support the lending criteria of traditional mortgage lenders.

Low or no income Documentation  loans are designed for individuals with irregular patterns of income.

A Low Doc may be suited for someone who fits into one or more of the following categories:

Since the establishment of AFS , AFS has helped many individuals and families achieve their financial goals and objectives and either improve or regain control of their financial position with a brighter future.